Increasing the normal minimum pension age Born on or after 6 April 1973? You may be impacted. The normal minimum pension age (NMPA) is the age at which most pension savers can access their pensions without incurring an unauthorised pension charge (unless they take their pension earlier due to ill-health). Registered pension schemes cannot normally pay any benefits to members until they reach the NMPA (except in the case of ill-health). Registered pension schemes are also not